People are finding themselves in a position to significantly reduce their monthly payments by refinancing their existing mortgage. Borrowers are saving hundreds of dollars monthly without affecting their existing mortgage balance. These loans may allow you to pay NO closing costs, broker fees or lender fees and still reduce your monthly payments. For borrowers who want to dramatically reduce their monthly payments, the 6-month Libor and 1 year Libor have very low rates with interest only options resulting in huge monthly savings. Other great products to save big money are the 5 and 7 Year Interest Only Arms. These products enable you to stay on a fixed rate for an extended period of time (5 or 7) years after which time you can refinance, sell the home or take the adjustable rate option.
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home equity loans   home purchase/construction loans   125% ltv home equity loans