home
about
rates
loan programs
loan tools
contact us
call 1-877-885-9995 to speak with a loan specialist
offering all home loan programs from over 70 lenders
we specialize in unique loans not offered by major lenders
excellent credit / less than perfect credit / self employed

Cash-Out Programs
100% LTV Cash Out
125% LTV Cash Out
HELOC

Fixed Rate Mortgages
30 - 20 - 15 - 10 Year Fixed

Adjustable Rate Mortgages
10 - 7 - 5 - 3 - 2 - 1 Year ARM
Balloon ARM

Interest Only Loans
15/30 - 10/30 - 7 - 5 - 3 Year - 6 Month IO
click here for more info on interest only loans

LIBOR Loans
5/1 - 3/1 - 3 - 1 Year - 6 Month - 1 Month LIBOR
click here for more info on libor loans

Special Programs
1% Start Rate Pick-A-Payment (12-MTA)
Jumbo/Super Jumbo - No Doc/Stated Income
COFI - COSI - CODI
Adjustable Rate Mortgages (ARMs) that are tied to the LIBOR index are a bargain these days. To illustrate, let me describe an actual LIBOR ARM that's available through various lenders and brokers across the country: The program takes the current one-month LIBOR rate of 1.55 percent and adds a 2.25 percent margin. These two items equal the interest rate: 3.80 percent. Most lenders require the highest credit scores to offer interest only loans, but we have programs available to less than prefect borrowers.LIBOR loans are a popular product for refinancing your mortgage. LIBOR loans typically have no prepayment penalty, and sometimes you may even qualify for the interest only option, which allows you to create a mortgage with a low rate and a low payment.
click on the links below for information on our other programs
home equity loans   home purchase/construction loans   mortgage refinance programs
Complete this form to receive your free instant quote. We do not sell your information and only a Loan-Time.com loan specialist will contant you
Please fill in all the required ( * ) fields below and click the submit button
Applicant Information
interest only loans
First Name* Last Name*
Address* Address 2
City* State*
Zip Code* Email*
Best Phone To Reach You* Alternate Phone*
-- --
Loan Information
interest only loans
Loan Purpose*
Loan Amount* Property Value*
Property Type* Credit Rating*
What is the balance of your current mortgage?*
Do you have a Second Mortgage?*
Yes   No
If yes, what is the balance of the second mortgage?*
How do you want to obtain the loan?*
Use first mortgage
Use current second mortgage or a new second mortgage
Not sure
How much cash do you want out of your home
not including your current loan payoff amount.*
Request A Free Quote
Your privacy is very important to us. We do not sell or share your information with third party marketers. We only share your personal information with companies involved in the loan process such as appraisers or title companies. We only send you email communications during the loan process as necessary to complete the transaction.
Loan-Time.Com © 2003 • Privacy Policy